Today I wanted to veer off the well-trodden trail of personal finance and write a kick-in-the-@$$ motivational post. I am a firm believer in having an internal locus of control and not blaming anyone else for my position in life. I have had many peaks and valleys and have learned valuable lessons about life and myself at every turn. I’m here to tell you that it IS possible to change almost any situation in your life by changing the way you think about it. Every problem has a solution. You just have to find it. Have you found yours? Have you even started looking yet? Let’s take a look at some of the biggest excuses people tell themselves to justify their positions and simultaneously hold themselves back from living the life they truly want to live!