Are Emergency Funds Awesome? Or For Suckers?

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We’ve all heard the financial gurus out there telling us we need 3 – 6 months worth of expenses, 8 months worth of expenses, and even up to 2 full years worth of expenses sitting in a safe, accessible account in the event of an emergency. I’d like to dissect this advice a bit and get to the bottom of where it comes from and why you should or shouldn’t follow it.Continue Reading

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There Is Never A Good Time For A Surprise Vet Bill

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When Mr. MMM and I decided to blend our lives together, that meant combining animals. That puts us at a total of 2 dogs and 2 cats. They outnumber the humans in our house by 1. The cats are fairly innocuous, but the dogs are big and hairy. And unfortunately, they both have anxiety and allergies to boot. Needless to say, this can be a handful. Over the past few weeks, I noticed that one of our famous Mad Money Pups started to shed excessively. At first I thought nothing of it, thinking it might’ve been the recent change in food. However, since he never exhibited food allergies before, and since we’re currently experiencing sub-zero temperatures in our little corner of the world, I finally decided it was odd that he be shedding so much. Our green couch, now white. After considering everything, I picked up the phone and called our vet to make an appointment.Continue Reading