Why Aren’t More Gen-Xers On FIRE?


We grew up with MTV, the Rubik’s Cube, Reaganomics, and “Who shot J.R?” Our parents were Baby Boomers and they were no strangers to tough times. They lived through international and national turmoil, staggering gas lines, Vietnam, and more. They sacrificed, they saved their money, and they wanted to make the world a better place. Welcome, Generation X!Continue Reading


Why We Include Our Home’s Value In Our Net Worth


One of the hottest debates in the personal finance space is whether or not the value of one’s home should be considered in a net worth calculation. There are people deeply rooted in both camps. We happen to be in the “we count it!” camp. But are we the exception, or the rule?   Continue Reading

Early Retirement Will Take A Little Longer If You’re Total DIKs


Mr. MMM and I have been on the path to early retirement since 2015, and even when we started our journey, we were total DIKs. In case you’re not aware of this acronym, it stands for Dual Income with Kids. Similarly, there are others such as DINKs and SINKs. I’m not sure if SIK is an official acronym in the personal finance space, but I’d like to make it one, since I was one. The inspiration for this post was born yesterday when I was reading a great article over at Think Save Retire about the decision to NOT have kids, and why that’s okay. Check it out here! Before meeting Mr. MMM I was living on a single income with my daughter. Going from being SIK to being a DIK is more wonderful than I can express. Suddenly early retirement doesn’t seem so far out of reach. It seems realistic and we even have a date! However, I must say, being a DINK would make the process go much, much faster. So, before treading into the territory of having kids, you might want to make sure all of your goals, including the financial ones, are aligned.Continue Reading

How To Get Rich By Living Like Mad Men


It’s no secret around here that I LOVE mid-century modern design and decor. Hence, I loved the series, Mad Men, that originally aired on AMC, but is now available in its entirety on Netflix. I figured out the exact reason I love this coveted period in history just recently. My childhood home, a modern-day tiny house, was built and decorated in that era. Read more about that here.

Before we get into the meat and potatoes of this post, I need to clarify that when I refer to Mad Men, I am also referring to Mad WoMen. I love all of our readers and don’t want anyone to feel excluded. It is also worth noting that Mad Men was a fairly racy TV series that pushed some limits. For the purposes of this post, we’ll keep it kinder and gentler. And, here we go…

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Early Retirement Resistance – When Friends Push Back


The weirdest thing happened to me last week at work. One of the best parts of the day is when we all arrive at work and stand around for a few minutes chit chatting about the day ahead. Sometimes we stray into personal topics, which makes for a fun start to the morning. Last week, however, we received our holiday bonus pay in our checks and I made the mistake of saying that I was counting on so much more but forgot that I had x% coming out for my 401(k) contributions. When I said the percentage – they almost fell over. And thus, a heated debate over coffee and copiers ensued…Continue Reading