Avoid Overspending By Following The Rule Of Half

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Now that the holidays are behind us, I’ve been working like crazy around the house to get all of our glorious decorations tucked away for next year. That sounded really good, but in reality I moved our decorated Christmas trees into our storage room, minus the balls :) I like to work smarter, not harder. Ha! That being said, I’ve also been getting every corner of our house back to tip-top shape. Being a minimalists, it’s very difficult for me to see stuff all over the place. Mission has finally been accomplished! The house is clean and in order and as I put the last load of laundry into the washer today, I realized how little laundry detergent I use compared to the manufacturer’s recommendation. At that moment I coined a new phrase: The Rule of Half. Continue Reading

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A Day In The Life Of Frugal Minimalists

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Now that all the presents have been opened and the holiday ham has been gobbled up, I thought I’d share a typical day in the Mad Money Monster house with our readers. I’ve decided to map out a typical weekday for our frugal little family of 3. This year we have managed to save over half of our income in our quest to flip the bird to corporate America. The daily ingredients just might surprise you!Continue Reading

How We Plan To Hack Early Retirement

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Early Retirement sounds like a dream, doesn’t it? Mr. Mad Money Monster and I subscribe to the school of thought that the little stuff pays off big, and the big stuff pays off BIGGER.Continue Reading

Resisting Lifestyle Inflation

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This is such a timely post, considering we did just this last weekend. I have a love affair with real estate and, once again, allowed myself to consider the possibility of trading UP. After an entire day was spent driving by houses in our target market and running numbers, we started to feel that all too familiar anxiety of the cost associated with lifestyle inflation. You know that feeling, right? It starts out in your gut and never really goes away. It’s worry that is born out of fear, fear that you can’t comfortably afford to do something. Sometimes the worry is unwarranted; most of the time, it’s not. Continue Reading

The Deathbed Test

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I know it’s a little morbid but I did just visit the Mutter Museum :)  And everyone else keeps talking about bucket lists and fill-the-bucket lists (thank you, Maggie over at Northern Expenditure for putting a slightly less morbid spin on things), so I figured I’d give it a go!  Continue Reading