The Great Education Debate: Your Passion Or Your Money


When it comes to higher education there are generally two sides of the story. Which side you tend to find yourself often correlates with your experience. I know when I was younger all I wanted to do was go to a flashy school. Flashy when I was in high school was the local expensive private college that everyone raved about. Still do. Now that college and graduate school are behind me, I see the world through a different filter. I’m no longer enamored by a price tag or olympic-sized swimming pools. I’ve also been in the corporate world long enough to know that it just doesn’t matter. Go ahead and read that last sentence again, because it’s true. That brings us to the time-honored classic Great Debate – Your Passion Or Your Money.Continue Reading


How We Avoided Massive College Debt


As the new year starts to take shape and I take inventory of all that I have and all that I have done, I realize that I am oftentimes too hard on myself – I’m guessing many of you are in the same boat. I don’t give myself enough credit for the things I’ve actually done right in my life. Given my Type A personality, I usually just focus on the bad stuff and why I’m not already early retired. Read all about that here. Today I’d like to share with you something Mr. MMM and I did right, before we started on our personal path to financial freedom. We both graduated college with very little debt, on our own, years before we even met.

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Priceless Financial Advice For The Graduate


I have the pleasure of enjoying a high school graduation for a member of our family this year. Instead of just giving the expected cash gift – which we also did – we crafted a financial game plan for our special graduate and offered free money coaching for the entirety of her adult life. It felt good. Please see below for a sample of this letter. And please feel free to insert your graduate’s name and pass it forward!Continue Reading

Hello. What Do You Do?


On my ride in to work this morning I was listening to the latest podcast by The Minimalists (Education) and it got me thinking how far I’ve come since graduating high school.  It also had me thinking how I’m still the same person and how little it all means.  Before realizing I had what it took to go to college, I was working 40 hours/week in an electrical components factory soldering parts together all day long.  I was dating one of the engineers I had met there and that was my introduction to dealing with people who had an education.  I would D.R.E.A.D. going to parties or family functions with him because I was embarrassed of my job and that I didn’t have a college degree.   What I would DREAD most of all was that all too familiar question…

Hello!  What do you do?Continue Reading

Kids & Cash: Grasshopper Teachings


As I was scouring the internet this week reading other financial blogs, I was excited to come across This One by our friends at How To Stuff Your Pig.  It’s all about financial gift giving for children.  I was amazed that the very first suggestion is the EXACT one we will be doing for Mini Monster this holiday season.  This got me to thinking.  I was a single parent for many years and I have always worked very hard to teach Mini the value of a dollar.  She knows that, second to love, money makes the world go ’round.Continue Reading